Need an appraisal in Fairfield or Fairfield County?

The top 7 reasons Connecticut homeowners hire Jeffrey Byington:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Fairfield County's assessment of your property
To lower their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in Connecticut by determining the true market value of a property


	Do you own a house in or near Fairfield? Do you need help deciding the price of your real estate? Contact Jeffrey Byington.

We at Jeffrey Byington understand the special needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. Being a person not in the real estate industry that ordinarily doesn't look at appraisals on a regular basis, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Challenge property tax assessments

Let's say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Jeffrey Byington is your #1 weapon.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're qualified in helping customers just like you rid themselves of unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Jeffrey Byington can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? An appraiser from Jeffrey Byington can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.